基于一则案例看信用证结算风险及规避措施

Risk and Avoidance Measures of Letter of Credit Settlement Based on a Case

信用证结算作为目前国际贸易主要结算方式之一,在国际贸易中发挥着重要作用。银行信用的担保作用使贸易双方更加安心,从而促进了国际贸易的发展。但信用证结算同样也存在一定的风险,结合一则上海某贸易公司服装纺织品出口案例,分析信用证在国际贸易中常见的风险,并在此基础上提出信用证结算风险的规避措施。

As one of the main settlement methods of international trade,letter of credit settlement plays an important role in international trade.The guarantee effect of bank credit makes both sides of the trade more at ease,thereby promoting the development of international trade.However,there are also certain risks in the settlement of the letter of credit,such as the establishment of soft clause fraud.In addition,China’s import and export enterprises’lack of awareness of international trade risk prevention and the lack of professionalism of business personnel have led to frequent L/C fraud in recent years,resulting in heavy losses for China’s international trade import and export enterprises and hindering the sound development of international trade.Based on a case of garment textile export between a trading company in Shanghai,this paper analyzes the common risks of letter of credit in international trade,and puts forward some measures to avoid the settlement risks of letter of credit.