摘要
近两年来,随着网上借贷中介服务的网站兴起,在享受其便利的同时,其平台隐形利率高、市场流动性整体收缩、借款人信用瑕疵无制裁等因素,导致P2P爆雷现象频发,P2P乱象亟待解决。
In the past two years,with the rise of the website of online lending intermediary services,while enjoying its convenience,its platform’s invisible interest rate,overall market liquidity contraction,and borrower’s credit without sanctions have led to frequent P2P lightning strikes.P2P chaos has to be solved.
作者
秦璇
叶宏亮
孙思晴
余儒逸
胡洁
QIN Xuan;YE Hong-liang;SUN Si-qing;XU Ru-yi;HU Jie(Nanjing Audit University,Nanjing 211815,China)
出处
《产业科技创新》
2019年第3期52-54,共3页
Industrial Technology Innovation
基金
南京审计大学2018年大学生创新项目(2018AX07006Z)
关键词
P2P
网络借贷
监管
P2P
network lending
supervision
