高校校园网贷存在的问题与对策研究

Research on the Problems and Countermeasures of College Campus Online Loan

在当下的"互联网+"时代,互联网金融已经成为社会经济的新常态之一,随着互联网金融的发展,大学生作为青年消费的主力军,大学校园网贷得到了迅速发展。在爆出的个起"校园借贷"事件中,大学生网络贷款乱象的现状和存在的诸多问题已经成为一个不容忽视的社会问题。如何正视校园贷款风险、理性面对校园网络贷款,已经成为社会关注讨论的热点之一。

In the current"Internet+"era,Internet finance has become one of the new normal of social economy.With the development of Internet finance,college students,as the main force of youth consumption,college campus network loan has developed rapidly.In the event of"campus loan",the current situation and problems of College Students’network loan disorder have become a social problem that cannot be ignored.How to face up to the risk of campus loan and how to face the campus network loan rationally has become one of the hot topics of social attention and discussion.