西藏金融支持乡村振兴研究

Research on Tibet’s Financial Support for Rural Revitalization

西藏的乡村振兴指农牧区的振兴。西藏金融支持乡村振兴的关键在于把握住金融供给与金融需求之间的平衡关系,并以乡村振兴的实施为契机与动力,以提高农牧民金融素养为前提,促进其效果的提升。基于西藏特殊的区情,金融支持乡村振兴从路径和政策取向上来说,更应关注其普惠性,特别关注边缘的牧民群体,提升其金融观念,以有效破除“游牧主义金融弊端”。采取的关键策略主要集中于五个方面。

Rural revitalization in Tibet refers to the revitalization of agricultural and pastoral areas.The key to Tibet’s financial support for rural revitalization is to grasp the balance between financial supply and financial demand,and to take the implementation of rural revitalization as an opportunity and motivation,and to improve the financial literacy of farmers and herdsmen as the premise to promote its effect.Based on the special regional conditions of Tibet,financial support for rural revitalization should pay more attention to its inclusiveness in terms of path and policy orientation,and pay special attention to marginal herdsmen groups to improve their financial concepts,so as to effectively eliminate the"nomadic financial drawbacks".The key strategies adopted mainly focus on five aspects.