摘要
近年来中国经济高速增长,居民财富不断累积,家庭资产再配置需求旺盛,资产管理行业迎来了前所未有的新机遇。同时,随着一系列监管政策的出台,资管行业进入监管趋同、规则统一的“大资管”新发展时期。面对这一历史性发展机遇,银行需要思考如何前瞻性地战略布局,快速提高资管能力,实现高质量发展。本报告重点对比分析银行资管业务的发展现状、经营特色和发展趋势,并展望行业前景,提出相关建议。
In recent years,accompanied with the rapid growing of China’s economy,the accumulation of households’wealth and the growing demand of asset reallocation,the asset management industry is facing unprecedent new opportunities.At the same time,with the introduction of a series of regulatory policies,the asset management industry is going through a new development period with convergence of supervision and unified rules.Faced with this historic opportunity,banks need to develop forward-looking strategic plans,improve asset management capabilities,and achieve high-quality development.By focusing on current status,operating characteristics and industry prospects,this report conducts a comparative analysis of commercial banks’asset management business,and proposes some relevant suggestions.
出处
《工程经济》
2022年第1期4-13,共10页
ENGINEERING ECONOMY
关键词
资产管理
银行理财
商业银行
Asset Management
Wealth Management
Commercial Bank