2Galloway L. Peer-to-Peer Lending and Community Development FinancctR]. Federal Reserve Bank of San Francisco, 2009.
3Berger S. C., Gleisner F. Emergence of Financial Intermediaries in Electronic Markets: The Case of Online P2P Lending[J]. BuR-Business Research, 2009, 2(1): 39-65.
4Bachmann A., Becker A., Buerckner D., et al. Online Peer-to-Peer Lending-A Literature[J]. Journal of Internet Banking and Commerce, 2011, 16(2): 1-18.
5Chen D., Han C. A Comparative Study of Online P2P Lending in the USA and China[J]. Journal of Intemet Bank- ing and Commerce, 2012, 17(2): 1-15.
6Lin M., Prabhala N. R., Viswanathan S. Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending[J]. Management Science, 2013, 59(1): 17-35.
7Klafft M. Peer to Peer Lending: Auctioning Microcredits Over the Internet[R]. Social Science Electronic Publishing, 2008.
8Ashta A., Assadi D. Does Social Lending Incorporate Social Technologies? The Use of Web 2.0 Technologies in On- line P2P Lending[R]. CEB Working Papers, 2009.
9Freedman S., Jin G. Z. Do Social Networks Solve Information Problems for Peer-to-Peer Lending? Evidence from Prosper.corn[R]. NET Institute Working Paper, 2008.
10Gonzalez L., Loureiro Y. K. When Can a Photo Increase Credit? The Impact of Lender and Borrower Profiles on Online Peer-to-Peer Loans[J]. Journal of Behavioral and Experimental Finance, 2014, 2: 44-58.