对买卖合同风险移转规则的思考——兼论单一采用交付主义原则的不合理

Thought on Risk Transfer Regulations in the Business Contract ——Giving Consideration to Irrationalness Using Single Deliverism Principle

单一采用交付主义原则很难适应错综复杂的经济生活。我国《合同法》应区分交付与所有权转移不同步的原因,只有在所有权保留买卖中可采用交付主义原则,而在其他情况下应采用物主负担风险原则。尤其必须明确的是,在商品房买卖合同中,除了开发商采用保留所有权的担保形式,其他交易方式包括一次性付款、按揭等等都应采用物主负担风险原则。

It is difficult for deliverism princeple to adapt itself to the complicated economy life.Contract Law should analyze the reason why delivery doesn't synchronize with title transfer,the deliverism principle can be used only in the title retention business,the principle which owners take the risk should be put to use in other situations.It is especially clear and definite that in the business contract,other business patterns including the lump-sun payment、the instalment payment and so on employ the principle which owners take the risk,apart from the security form of title retention adopted by the developing businessman.