银行不良资产的防范与融资方式的功能定位

Financing Arrangement and Abnormal Assets of State-Owned Banks

本文首先从理论上分析融资方式的一般规律、直接融资与间接融资在资金配置和监管方面的作用．井在此基础上．探讨我国直接融资方式与间接融资方式的功能定位．以提高资企使用效率、保证国有银行的贷款质量。

This paper first analyzes a general law of financing, the roles of direct financing and indirect financ-ing in allocating fund and monitoring enterprise. Based on this, the functions of direct financing and indirect financing in China is studied and to raise loan quality of state-owned banks.