企业与银行关系管理发展趋势研究

Research on the Development Trend of Relationship Management between Enterprises and Banks

银行关系管理是对银行与公司双方合作关系的全面管理,涉及银行提供的和公司所需的全部信贷和非信贷服务。银行管理关系的主要内容包括服务价格审查、服务银行选择和银行关系审查。纵观银行关系的发展趋势,我国必将步入银行业的卖方市场,廉价信贷时代一去不返。对于企业而言,处理好与银行的关系将是一个战略问题。

The bank relationship management is comprehensive management of cooperation relationship between banks and the companies,involving all credit and the non-credit services provided by banks and demanded by companies.The main content of bank relationship management includes examination on service price and bank relationship.Viewing on the development trend of bank relationship,China will step into seller's market of bank industry in the near future and the time of low-cost credit is gone forever.Regarding to t...