住房反向抵押贷款与传统抵押贷款的对比分析

The comparative analysis of reverse mortgage and traditional mortgage

住房反向抵押贷款本质是以房屋融通资金,并以此为核心拉动养老、保险、房地产等多项社会活动。将反向抵押贷款和传统的抵押贷款对比分析可以更好的理解两种模式的特点和运作。用同一性分析和差异性分析对两种抵押贷款在基本属性和运作上的进行探讨。而组合性分析则是对两种抵押贷款在计算和操作上的分析。

The essence of reverse mortgage is to circulate necessary funds with the house,regarding this as the core,meanwhile spus such social multiple activities as pension,insurance,real estate,etc.Comparing and analysing the reverse mortgage and the traditional mortgage can understand correctly the characteristics and function of the two models.Identity use analysis and analysis of the difference between the two mortgage loans in the basic attributes and operations are discussed.And portfolio analysis is of the two mortgage loans in the calculation and analysis of the operation.