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以市场经济原则解决跨行通存通兑业务收费标准问题 被引量:2

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摘要 目前,银行办理跨行存兑业务均要收取手续费,收费标准由各银行自行确定,收费标准不一。对此,客户认为收费标准过高,商业银行认为收费定价基本合理。我们认为,解决跨行通存通兑业务收费标准问题,应遵循市场经济原则,各银行合理分担系统运行费用、提高效率、逐步降低收费。
作者 刘宏福
出处 《西部金融》 2008年第3期40-41,共2页 West China Finance
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同被引文献17

  • 1王学斌,寇宗来.ATM跨行取款收费制的影响:一个基于网络外部性的分析框架[J].经济学(季刊),2006,5(4):1253-1274. 被引量:5
  • 2Besen S M,Farrell J.1994.Choosing How to Compete:Strategies and Tactics in Standardization[J].Journal of Economic Perspectives,8(2):117-131.
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  • 6Gowrisankaran G,Krainer J.2003.The Welfare Consequences of ATM Surcharges:Evidence from a Structural Entry Model.Mimeo.
  • 7Hannan T H,Kiser E K,Prager R A,McAndrews J J.2003.To Surcharge or Not to Surcharge:An Empirical Investigation of ATM Pricing[J].Review of Economics and Statistics,85(4):990-1002.
  • 8Analytica,Inc..1997.The Impact of ATM Fees on Consumers'Switching Between Financial Institutions[R].Researchcommissioned by Pulse EFT Association,September.
  • 9Prager R A.2001.The Effects of ATM Surcharges on Small Banking Organizations[J].Review of Industrial Organization,18:161-173.
  • 10Wright J.2004.The Determinants of Optimal Interchange Fees in Payment Systems[J].Journal of Industrial Economics,52(1):1-26.

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