保险业参与“新农合”的评估及发展对策

自2003年国务院正式启动"新农合"试点工作后,保险公司利用自身的精算技术、风险管理、服务网络等优势,积极参与试点工作,目前已成为主要经办方之一,为构建社会主义和谐社会和服务社会主义新农村建设做出了一定贡献,但也存在一些发展中的困难。本文对保险业参与新农合的现状进行说明,对取得的成绩和困境进行了分析和评估,并对下一步促进保险业参与"新农合"的发展进行了思考。

Since State Department started new rural cooperative medical experimental unit project officially,insurance companies take part in actively by making use of the advantage of their actuarial technology,risk management,service network and so on.Currently,they have become one of the main undertakers,and make contribution in constructing socialism harmonious society in a certain extent;however,there is also hardness in its development.This paper explains the actuality of insurance company taking part in new rur...