关于建立全国车险通赔系统的设想

2007年4月1日,07版新商业车险正式启用。行业条款的统一迎来了车险的"同价时代",消费者在投保时更加注重保险公司的服务能力、品牌、信誉和综合实力,各中小险商在失去价格优势后面临严峻考验。本文借鉴"银联"的成功经验,提出建立全国车险通赔系统,营造一个各保险公司公平竞争的平台,更好地维护消费者利益,促进车险市场健康运行。

On April 1,2007,the new edition of commercial auto insurance came into force. The unification of auto insurance policy is a symbol of a time that all auto insurance products are of the same price.Consumers pay more attention to the service ability,the brand,the prestige and the comprehensive strength of insurers when buying auto insurance products.Therefore,those small insurers face baptism after losing the price superiority.The author uses the successful experience of China UnionPay as a source of referenc...