从社会学角度探析我国保险市场面临的困境

The Analysis of the Dilemma of China's Insurance Market from a Sociological Perspective

现代社会是一个全球性的风险社会,风险的出现是现代性的必然产物。风险的大量出现使原有制度存在于人们身上的风险问题暴露出来。在一定意义上讲,商业保险是为了转移现代风险而出现的。但是,为何我国保险市场举步维艰?文章从社会学角度分析了非正式制度对商业保险的制约,对我国保险市场的良性运行与协调发展提出建议。

Modem society is a global one full of risks risk,the emergence of risks is the inevitable product of modernity.Risks appear in large numbers which makes the original system existing in the risk of problems on people exposed.In some sense,the commercial insurance is to transmit the modern risks.However,why is China s insurance market so difficult to go ahead? From a sociological perspective,the observer analyzes the restriction of the commercial insurance Io the informal system in order to provide some sugge...