金融发展促进技术创新的机制及启示

Mechanism of Technological Innovation Promoted by Financial Development

技术创新高投入、高风险、高收益等特性,为金融介入其中提供了依据和空间。金融体系的作用是通过提供动员储蓄、管理风险、处理信息、解决激励、便利交换、促进分工等功能促进技术创新。由于不同金融体系在提供金融功能时存在着不同的比较优势,以致不同金融体系下技术创新的绩效也不相同。比较而言,以金融市场为主的金融体系在促进技术创新、新兴产业成长上更为成功。为此,本文认为基于我国实体经济转型与升级的需要,我国金融体系也必须创新,提供多样化的融资方式和全面的金融服务功能。

The characteristics of technological innovation s heavy investment,high risk,high returns provide the basis and space for financial involvement.The function of financial system is to promote technological innovation by mobilizing deposit,managing risk,disposing information,solving stimulation,facilitating exchange,promoting division of labor.Because of each financial system has its advantage over the others,the performance of technological innovation differs.Comparatively speaking,the financial system which...