商业银行的金融产品创新:问题与对策

The Innovation of Financial Products in Commercial Banks :Problems and Coun termeasures

加入WTO后,外资银行的大量渗透将对我国银行业形成巨大的竞争压力,我国商业银行必须积极调整经营战略,搞好金融产品创新,以提高市场竞争能力,更好的迎接挑战。

With China' s Entering into WTO,more and more pen etration o f foreign banks will bring huge com-petitive pressure to our national bank indu stry.Commercial banks have t o adjust management tactic,to make t he inno-vat ion of financial products better in order to enhance the competitive p ower and receive the challenge confi dently.