摘要
当前,国有商业银行的现代化改革和建设受到了信用体系不健全的制约。真正的市场经济是信用经济,也是法制经济。信用制度是现代银行制度的基础,现代银行制度是信用制度的最高体现。但长期以来,国有银行业务一直未摆脱计划、行政指令的干预,国内信用制度还未真正起步,信用制度越来越制约着经济改革和发展。因此,当务之急,必须建立、健全信用制度,以促进国有商业银行现代化改建。
Before conducting the modem reform of financing system in 1993, China's state-owned banks (SOB) released various loans according to central and/or local governments' s administrative rules and regulations. However, so far, this state hasn't been changed completely, and China is experiencing credit crisis, which has been great obstacles in the drive of SOB commercialization. As the foundation of modern bank system, credit system should be established in order to push the development of state-owned commercial banks.
出处
《商业研究》
北大核心
2002年第19期23-26,共4页
Commercial Research
