商业银行发展中间业务的思考

Thoughts on Commercial Bank Conducting Intermediate Business

中间业务以其风险小、收益高的优点受到各国银行的青睐,尤其是在发达国家,已成为发达国家建设银行收入和利润的主要来源。建设银行大力推进和发展中间业务商业银行加快体制改革步伐、增强国际竞争力尤为重要。现针对商业银行发展中间业务的必要性及发展现状和发展前景等方面进行初步探讨。对于国内外先进银行经验加快发展商业银行中间业务的步伐,加快建设银行战略转型、改变业务发展方式,向现代化经营模式的转变。

Intermediate business has become the main income source in developed countries for its high profit but low risk.China Construction Bank(CCB) should make efforts to conduct intermediate business to be competitive enough in the international market.This paper discussed the necessity,the status quo and future prospect of intermediate business in hope of changing CCB s operating mode and making more profit.