供应链金融发展存在的问题及对策

Problems in Supply Chain Finance Development and Countermeasures

供应链金融是一种新型银行服务产品系列,近年来已迅速发展成为解决中小企业融资问题和扩展中小型商业银行业务的极富潜力的全新领域。供应链金融在实际发展过程中存在聚集风险、缺乏完整的信用体系、相关主体利益偏好差异及核心企业缺乏等问题,要解决这些问题需要多方合作加强对融资企业的监管、建全社会信用体系、加强供应链金融文化建设以及培养供应链核心企业。

Supply chain finance is a new product line of bank services,which develops rapidly in recent years and becomes an new area of potential to solve the problems of SME financing and to expand small and medium-sized commercial bank business.There exist problems of aggregating risk,a lack of a complete credit system,the different interest preferences between the main part and a lack of core business in the process of supply chain finance development.In order to solve these problems it is necessary to strengthen ...