商业银行出口信用证押汇的风险及防范

Risks and Relief Measures of Commercial Bank Existing in the Outward Bill Purchased on L/C

出口信用证押汇是进出口贸易中比较常见的融资方式之一。它有利于融资行与出口企业实现双赢。但由于信用证业务自身的复杂性及多样性,出口信用证押汇的潜在风险不断扩大。本文从出口信用证押汇业务的融资特征入手,从商业银行的视点分析了其中存在的主要风险点,并在此基础上研讨了商业银行应对风险的具体防范措施。

Outward Bill Purchased on L/C has been regarded as one of the major international business financing modes.It is beneficial both to the financing bank and to the seller.L/C settlement is becoming more and more complicated and diversified.As a result,risks in Outward Bill Purchased on L/C are increasing sharply.From angles of commercial banking practices,this article analyzes the risks and measures for keeping away from these risks.