我国农村民间金融问题探讨

On the Non-governmental Finance in China's Rural Areas

民间金融的存在缓解了我国农村地区资金供给严重不足的状况,但其自身发展中存在着规模大、高风险、难监管等诸多问题。鉴于此,本文在分析了民间金融的涵义与分类、现状与问题的基础上,提出了具体的治理办法。

The existence of the non-governmental finance relieved the insufficient supply of fund in the rural areas of our country.However,there but exists several problems with its own development,such as large-scale,high-risk and hard supervision.Thus,this article suggests the controlling ways based on the analysis of the connotation,classification,current situation and problems of the non-governmental finance.