我国信用卡的现状及其发展

Circumstance and Development of Credit Card in China

信用卡是一种消费信用工具 ,具有方便消费者的特点。我国的银行信用卡业务起步虽然较晚 ,但伴随着我国改革开放事业的稳步推进和国民经济的快速发展 ,我国银行信用卡业务的发展可谓突飞猛进 ,已形成较大规模 ,并发挥着一定作用。然而随着业务发展的不断深入 ,很多问题和矛盾也日益显得突出 。

Credit card is a tool of consumption credit,it is very convenient to consumers. We stick to the reform and opening policy, and develop national economy. The development of credit card practice is very fast. But it has many problems. As long as we settle these problems, We shall surely be able to develop credit card farther.