摘要
国家助学贷款作为资助经济困难学生完成学业的一项积极政策,其运行状况并不尽人意。本文以贷款的供给方银行为切入点,提出通过建立有效的风险防范机制、加强成本控制、提高上浮利率等方法缓解银行惜贷现象。
Government_Aided Loan, a positive policy to help poor students to complete their schooling has not operated efficiently. This paper puts forward suggestions to relieve the burden of bank loan to propel the development of government_aided loan, namely, controlling the cost, increasing interest rate, and setting up a system guarding against risk .
出处
《南京航空航天大学学报（社会科学版）》
2005年第1期76-79,共4页
Journal of Nanjing University of Aeronautics & Astronautics（Social Sciences）
关键词
国家助学贷款
风险
收益
Government-Aided Loan
risk
profit
