对我国中央银行金融监管的思考

On Financial Supervision of the Central Bank in China

经济金融全球化的发展 ,中国金融也将日益融入国际金融业竞争中。市场经济条件下 ,金融是经济的核心 ,加之 ,金融业本身就是经营风险的行业 ,而且金融业的风险极具扩散性 ,为防止市场失效 ,以防范、控制和化解系统性金融风险 ,维持稳定和均衡的宏观经济环境 ,促进金融机构健康安全高效运行 ,加强对银行业的监管已成共识。本文专注于对中央银行金融监管中存在的问题进行分析 。

With the development of international financial markets, the financial regulation has been weakened. On the perspective of financial globalization, there still exist a series of problems in our central bank's supervision that is essential to be dealt with. This article focuses on the necessary macro measures. It points out that the central bank should have enough independence and power on supervision. It also gives some feasible suggestions, such as establishing modern information system, advocating the establishment of economic morality and credit, strengthening inner control and outer adjustment efficiently and urging cooperation and communication extensively.