关于我国政府融资状况与国有银行业发展的思考

The Situation of Government Finance and the Development of State-owned Banking

在转轨经济时期,我国政府不仅通过征税和发行国债的显性融资渠道融资,还通过对银行系统的直接控制和干预获得了隐性的融资渠道。在国有商业银行体系建立和发展的初期,政府隐性融资与国有银行之间存在互惠互利的关系;随着我国经济市场化程度的提高,特别是1994年以后,政府对隐性融资可依赖程度降低,国有商业银行对政府的隐性融资采取了较为谨慎的态度,这种融资方式的弊端逐渐暴露。本文分两阶段对政府融资状况与国有银行业发展的相互影响和未来趋势进行分析,在此基础上,探讨了我国财政体制和金融体制改革的一些主要思路。

During the period of being a transition economy, not only can our government make dominate finance by imposing tax and issuing bonds , but also gain recessive finance by direct controlling and intervening banking system. This paper analyzes future direction and mutual influences of government finance and the development of state-owned banking by two stages, then studies some main ideas about the reforms of our public finance and finance system.