当前我国养老保险基金运行的主要问题探讨

Major Problems in Present Function of Old-Age Insurance Fund of China

我国养老保险体制改革已取得令人瞩目的成就,但养老保险基金运行尚存在诸多问题,存在着巨大风险,尤其是进入老龄化社会的21世纪。本文在分析这些问题及问题产生原因和借鉴世界上其他国家的养老保险改革经验的基础上,提出防范和化解基金运行风险的相关对策。

China has already made spotlighting achievements in the reformation of old-age insurance institution.However there are still a few of problems and huge risks in the function of old-age insurance fund,particularly with the entry into population-age society in 21st century.Based on analizing these problems and the reasons and referencing the reformative experiences of Old-Age Insurance Institution of many countries in world,the article points out the correlative countermeasures of avoiding the risks in the function of Old-Age Insurance fund.