浅谈农村信用社抵债资产管理的问题及对策

On the Problems and Solutions for the Administration of the Assets Used for Paying Debts in the Rural Credit Cooperatives

农村信用社为盘活信贷资金、化解经营风险接收了许多抵债资产。这些抵债资产管理存在的诸多问题增加了新的资产风险。应建立健全抵债资产管理制度,建立抵债资产管理部门,制定科学的资产考核标准,多法并举处置抵债资产,建立抵债资产监督机制,这样才能使信用社的资产免遭损失。

The rural credit cooperatives accept a lot of assets used for paying debts in order to animate credit capital and get rid of operational risks. A good many problems existing in the administration of the assets used for paying debts add new assets risks. Only through establishing and perfecting the administrative system for assets used for paying debts, establishing administrative departments for assets used for paying debts, establishing scientific assessment criterion of assets, using various methods together to deal with the assets used for paying debts, establishing supervising system of the assets used for paying debts, can credit cooperatives avoid assets loss.