对我国商业银行中间业务的思考

Reflection on the Inter - business of China Commercial Bank

随着传统的存贷业务的利差收入逐渐减少,中间业务在提高我国银行自身经济效益中起着越来越重要的作用。然而,由于我国商业银行的中间业务起步较晚,无论在深度还是在广度上,与发达目家都存在着很大差距。面对金融同业竞争加剧和入世后外资银行进入的严峻形势,中国的商业银行必须重视中间业务的发展。

As the traditional profits, which come from the difference in the interests caused by deposits and loans, are increasingly reduced, the inter - business is playing an important role in improving the economic returns for the banks. However, as the later - comer in the inter - business, no matter in breath and width, there is a great difference between China commercial bank and those in the developed countries. With the increasing competition among the business and foreign - invested banks after China enters WTO, China commercial bank must attach great importance to the development of inter - business.