畅通农村信用社支付结算渠道的一点建议

A Little Advice for unblock the Medium of the Account Settlement for the Pay in Countryside's Credit Cooperative

目前,农村信用社的支付结算仍以支票和汇兑等传统算工具为主,由于其结算品种的单一,业务处理的科技含量低,至使异地结算渠道不畅,资金在途时间长,无法满足客户经济活动的需要,造成大量客户流失,严重削弱信用社经营能力的竞争力。因此,需要依托人民银行现代支付系统,搭建农村信用社内部结算网络,加快建设系统内“畅通工程”。

In present time, the main measure of the account settlement for the pay in countryside's credit cooperative is still bill and remittance, which is a traditional way. The breed of account settlement is single, the business dealing is short of scientific technology, so the account settlement is unblocked in other places, the funds cannot be send in time, the customers are not satisfied in the needs of economic activities, the customers are running off, strongly weaken the competition of the business ability of credit cooperative. So we need to rely on the modem system of payment of the Bank of Chinese People, build the inside internet of the account settlement in countryside' s credit cooperative, speed up the system of establishment of 'unblocked project.'