新时期国有商业银行核心竞争力培育的思考

Thinking on Fostering the Core Competence of State- owned Commercial Banks in New Period

核心竞争力是当代企业生存与发展的基础,也是作为金融企业的国有商业银行改革的关键。商业银行应重视企业核心竞争力的培育,认清商业银行核心竞争力的内涵与特征,并分析我国国有商业银行核心竞争力建设的现状与问题,商业银行不仅要对内部运行的各方面能力进行培育,还要注重商业银行运行的外部环境的建设,来共同达到提高国有商业银行的核心竞争力的目标。

The core competence is a foundation of modern enterprise's survival and development, and it is the key to the reform of the state- owned commercial bank as financial enterprises. This paper proceeds from enterprise's core competence theory, puts forward the present general understanding of the core competence of commercial bank and characteristic of the theory. Through the analysis of the current situation and question of the core competence construction of the state- owned commercial bank in our country, we have concluded that it will not merely foster the ability of various fields that is operated inside the commercial bank, but we must pay attention to the construction of the external environment condition that the commercial bank operates. So we will reach the goal of improving the core competence of the state- owned commercial bank.