政策性农业保险:政府、保险公司与农民的博弈分析

Policy-Supported Agricultural Insurance:Analysis on Government,Insurance Companies and the Farmers by Game Theory

政策性农业保险利民利农,但一直供给不足、需求不旺。文章利用博弈论工具,建立相关模型,从供给和需求两个方面出发,描述了政府、保险公司、农民三者的行为策略模式,最后得出了相关结论,并提出相应的对策。

Policy-supported agricultural insurance is beneficial to farmers,but it is alway in short supply,and demand in the market is feeble.Using game theory,this article builds the mathe-matical models,from the point of supply and demand,it describes behavior strategy model of gov-ernment insurance companies and the peasants,finally draws the relevant conclusions,and proposes counter measures