我国银行业监管体制改革的思考

Consideration of Supervision System Reform of China's Banks

长期以来 ,我国的金融机构由中央银行———中国人民银行监督管理 ,同时 ,中国人民银行还负责制定并实施货币政策。随着我国社会主义市场经济体制更进一步完善 ,需要进一步加强宏观调控 ,而货币政策是政府宏观调控的重要内容。因此 ,为了更好地制定并实施货币政策 ,国务院决定将金融监管的职责剥离出来 ,成立银监会来承担这一职责。文中就银监会设立的背景、意义进行了详尽分析 ,提出运行中应注意的若干问题。

People's Bank of China, as China's central bank, not only had been supervised the financial institutes, but also in charge of constituting and implementing the currency policies since then. It's necessary to further strengthen the macro control along with more perfecting of the system of socialist market economy. Currency policy has been the important content of government macro economic readjustment. Therefore China's State Council decided to separate the supervision function from the Central Bank and established the Bank Supervision Committee to be in charge of the supervision over China's financial institutes. The article put forward some problems which should be noticed after analyzing the background and the meaning of establishment of the Bank Supervision Committee.