国有商业银行制度性缺陷及其矫正

Blemish of the Stated-owned Commereial Bank System and Its Correction

尽管多年来国有商业银行进行了一系列的改革,但其盈利能力仍较低下,究其原因主要是国有商业银行自身存在一系列的制度性缺陷,只有通过进一步深化改革才能解决,改革的主要措施是进行产权制度改革,产权主体多元化,在此基础上,建立完善的法人治理结构,对组织结构进行扁平化重组。

Although the state - owned commercial bank has carried out a series of reforms for many years, its ability to make profits is still lower. Actually, the main reason is that the state-owned commercial bank system itself has a whole set of the blemishes. We can only solve them through deepening the further reform. The main steps are to make the reform of the property power system and to realize the zariety of the principal pant of property power. On the basis of this, the state - owned commercial bank should set up the perfect construction governed by the legal persons and reorganize the construction equally.