基层商业银行改革策略的负效应及其规避

The Side-effect and the Regulan Averting of the Basic Commercial Bank Reforming Tactics

基层商业银行的改革,在防范金融风险、提高经济效益方面显现了一定生机,同时也带来了负效应——筹资机制的束缚,财务体制的困扰,经营体制的扭曲,机构收缩的后患。基层行为了迅速摆脱困境,迎接挑战,必须规范经营机制,理顺关系,调整结构,深化改革,以尽快适应市场经济发展的需要。

The reform of the basic commercial bank has shown a certain gleam of hope in keeping a lookout on financial risk and raising economic results, meanwhile, it also generates the side-the twist of equating capital system, the future trouble of the structue contract. In order to extricate itself from an awkward predicament and meeting the challenge, the basic bank must have a norm in running mechanism, adjusting structure and deepening reform to meet the needs of manket economic development.