城乡金融资源非均衡对我国城乡收入差距影响的实证分析

Empirical Analysis of the Effect of Unbalanced Financial Resources on Urban-Rural Income Gap in China

按照现代金融发展理论,金融资源对促进区域经济发展和居民收入增长十分重要。文章在对我国城乡金融资源非均衡配置影响城乡收入差距的描述性分析基础上,运用城乡金融资源非均衡等指标,实证分析了城乡金融资源非均衡配置对我国城乡收入差距的影响。结果显示,我国农村金融资源严重匮乏,农村金融资源未能有效促进农民收入增长,城乡金融资源非均衡配置导致我国城乡收入差距不断扩大。

In accordance with the development of modern finance theory,financial resources have a great effect on the promotion of regional economic development and resident income growth.On the basis of descriptive analysis of unbalanced financial resources influencing urban-rural income gap,the paper empirically studies the effect that urban-rural unbalanced financial resources have on the urban-rural income gap by employing non-equilibrium indicators of urban-rural financial resources.The results showed that there was a serious lack of rural financial resources,that rural financial resources had no effective promotion on the growth of farmer income,and that urban-rural imbalance in allocation of financial resources led to the widening of income gap between urban and rural areas.