稳健货币政策下金融如何支持中小企业发展——以吉林省松原市为例

Financial Support to SMEs under Stable Monetary Policy:Taken Song Yuan as an Example

随着经济体制改革的不断深入,中小企业在国民经济中的地位和作用日趋重要。但是,由于中小企业自身融资规模小、信用程度较低、管理制度不健全等原因,中小企业融资仍存在很多困难。2011年稳健货币政策的出台标志着银行信贷将逐步收紧,在此背景下中小企业获得银行信贷的难度将进一步增加。因此,要从根本上破解中小企业融资困局,使之持续、健康和有序发展,必须多管齐下,拓宽融资渠道,针对不同中小企业的特点,提出合理的对策建议以破解中小企业融资难问题。

With the development of economic reform,the Small and Medium Sized Enterprises (SMEs) are becoming more and more important in national economy. Therefore,due to some reasons such as the small economic scale,and etc.,the SMEs are facing difficulties in financing. The monetary policy is tightening in 2011,which aggravate the financing difficulties of SMEs. So it is of great importance to take effective measures to improve the financing condition of SMEs.