欠发达地区的普惠制与市场化:双层农村金融服务体系问题研究——以吉林省舒兰市为例

A Study of Two-level Rural Financial Service System

本文选取经济欠发达、以农业为主的吉林省舒兰市为例,通过弱势群体享受的金融服务情况进行调查,揭示了制约弱势群体融资难的主要因素,提出构建和完善欠发达地区普惠制与市场化协调发展的双层农村金融服务体系的政策建议。

This paper selects Shulan City in Jilin Province that was underdeveloped,predominantly agricultural as a sample.Based on a survey of financial services obtained by vulnerable groups,this paper revealed the main factors that constrained the financing of vulnerable groups and proposed some suggestions of constructing and perfecting the two-level rural financial service system.