吉林省商业银行韩元兑换业务存在的问题、成因及对策

Won Exchange Business of Commercial Banks in Jilin Province:Problems,Reasons and Countermeasures

目前,吉林省已有四家商业银行分别开办了韩元现钞兑换业务、韩元汇出业务和个人韩元开户业务,在一定程度上满足了企业和个人对韩元的汇兑需求。但由于韩元汇入渠道不畅、换汇成本高、手续繁琐等原因,仍存在大量韩元通过非银行渠道进行兑换的问题。因此,应通过建立畅通的韩元清算渠道、完善现有韩元兑换服务体系等措施,积极引导韩元在银行体系内进行汇兑结算。

There have been four commercial banks operating won cash exchange business,won remitting business and personal account services in Jilin Province now,which to a certain extent meet the won's exchange demand of enterprises and individuals.However,due to poor access to won inflow,high exchange cost,complicated procedures,and other reasons,there are still a large number of won exchanged through non-bank channels.Therefore,we should establish smooth channels,improve the existing exchange service in order to guide the won exchang in banking system.