民间融资新趋势——四平市为例

The New Trends of Regional Private Financing—Siping City,For Example

民间金融作为非正规金融,影响社会资金资源配置与再配置,对正规金融起到拾遗补缺作用。今年国内的温州高利贷风暴和中小企业贷款难风波之后,促使"民间借贷合法性"讨论的开展,我们应从经济与金融发展的现实出发,客观、辩证看待民间金融发展取向,尤其像东北欠发达的农业大市四平,关注民间借贷资金的流向变化,探寻构建民间融资规范的发展路径,是"温州信贷风暴"带给我们内陆城市的最好警示。

Private finance as a non-formal finance,has the impact on the allocation and re-allocation of social capital resources and is the necessary supplement of the formal financial.Wenzhou usury storm this year and SME loans storm make the discussion about the 'private lending legitimacy' carry out.We should think about the direction of the development of private finance from the angle of the economic and financial reality,especially in less developed as the Northeast agricultural region Siping city,and concerned about the changes in the flow of private funds lending.This is the warning from the lesson of 'Wenzhou credit storm'.