动产抵押权登记制度推动银行贷款业务发展的研究

Research on the Crisis of European Banking under European Debt Crisis Situation

动产抵押可以克服不动产抵押和动产质押自身存在的不足而深受中小企业和个人申请银行贷款的青睐,动产抵押制度在我国也表现出了诸多的问题,无法在银行贷款业务中被广泛接受。面对我国动产抵押贷款业务的不断飙升,动产抵押贷款必将迎来广泛的发展空间,因动产抵押现存的问题回避它不足取,只有防范动产抵押贷款业务中的问题,才可以适应整个融资市场环境的变化。

Chattel mortgage can overcome the shortcoming of real estate mortgage and is popular among small and medium enterprises and individuals who apply for bank loans.Chattel mortgage system in China also showed a lot of problems.China's chattel mortgage business continues to soar,and will usher in a broad space for development.we should solve the existing problems of chattel mortgage in order to adapt the changes in the financing environment.