科技型中小企业专利权质押贷款制度立法完善初论

The Legislation on the Patent Pledge Loan System of Small and Mid-sized Enterprises

为解决科技型中小企业融资难,实现科技与资本的有效衔接,促进科技成果产业化,对专利权质押贷款制度进行合理设计成为缓解科技型中小企业融资难的当务之急。面对这一世界性难题,知识产权质押贷款问题需要依靠政府、中介机构、银行共同营造专利权质押融资制度的外部环境的共同努力。

To promote the effective industrialization of scientific and technological research,Patent pledge loan system is designed to help alleviate technology-based smes financing difficult task.Based on China's high-tech smes patent pledge loan system present situation,the author analyses the present situation and the existing problems,and aims to promote the healthy development of the existing system by the legislation of the relevant law.