对我国商业银行信用风险管理的思考

Thinking on credit risk management in commercial bank of our country

信用风险已经成为我国商业银行面临的严峻挑战。我国商业银行信用风险管理需要解决基础数据、科学评价客户信用、建立信用风险管理文化等一系列问题。

Credit risk has become a severe challenge to commercial bank in china. In order to manage credit risk, commercial bank should solve these problems; basis data, evaluating customer credit scientifically, establishing bank's credit risk management culture and so on.