中国产业相关的城市金融需求分析

Demand Analysis of Urban Finance Related to China’s Industries

改革开放以来 ,我国城镇储蓄存款不断增加 ,企业存款总体正常 ,国有独资商业银行的贷款增速有所减缓 ,各产业发展的金融需求主要通过银行贷款满足 ,资本市场对产业发展的贡献较小 ,合作金融的需求空间巨大 ,城市基础设施需求的满足还需进一步探索。

Since the open door policies, city savings deposits have been increasingly continuously increase in China. Deposits from firms are totally normal, increment speed of loans of state owned commercial banks is alleviated. Finance demand of the development of various industries is satisfied mainly be bank loans; capital market has made a small contribution to industries development. Demand for cooperative finance becomes larger and larger, it’s necessary to probe further into meeting the demand of infrastructure.