浅析信用卡消费者隐私权的法律保护

Analysis of the Legal Protection of Credit Card Consumers' Right to Privacy

信用卡消费者的隐私权是在传统隐私权基础上发展而来的一种新型隐私权,与传统隐私权最大的不同在于其具有财产属性,因而极易受到侵犯。20世纪以来,各国不断通过立法加强对金融消费者隐私权的保护。近年来,我国信用卡消费者隐私权受侵犯的状况时有发生,但是,目前我国在对信用卡消费者隐私权的法律保护方面还存在很大不足。因此,有必要在借鉴欧美国家和我国台湾地区对信用卡消费者隐私权保护的经验的基础上,完善我国信用卡消费者隐私权保护的相关立法。

Credit card consumers' right to privacy is a new type of right,which develops on the base of traditional right to privacy.Since the biggest difference from the traditional privacy right lies on the fact that it involves with property ownership,it's so easy to be violated.Since the 20th century,many countries have adopted legislation to strengthen the protection of consumer financial privacy.In recent years,credit card consumers were violated from privacy and occasionally have been in China.However,at present,there are still shortcomings on the legal protection for the privacy right of credit card consumers in China.Therefore,this paper conducts research on legislation protection in European countries,America,and Taiwan Province in China,and then proposes the legal measures to consummate the legal protection for the privacy right of credit card holders.