出口信用保险和保理业务的区别及其在中国的发展

The difference between the export credit insurance and insurance agency operation and their development in China

出口信用保险和保理业务都具有减少和降低国际贸易中收帐风险的功能,两者都能为出口商赊销产品提供风险保障。但这两种业务的作用、范围却迥然不同。通过对两者的主要区别,竞争性及互补性的分析,以期在日益加剧的国际市场竞争中,对我国外贸企业在不同的具体情况中应用这两种业务,提高在付款条件方面的竞争力提供借鉴。

The export credit insurance and insurance agency operation have the function to lessen and decrease the reckoning crisis in the international trade and provide the safeguard against the crisis in the sales on credit of the export commodities. This present paper discusses the difference between the export credit insurance and insurance agency operation and their development in China