恶意透支型信用卡诈骗罪的共犯认定——以李某信用卡诈骗案为视角

Recognition of Accomplice in Malicious Overdraft Credit Card Fraud——Legal Research on Case of Li Peilong Credit Card Fraud

因恶意透支行为构成的信用卡诈骗,称为恶意透支型信用卡诈骗。只有准确认定恶意透支行为,才能判断是否构成恶意透支型信用卡诈骗罪。实践中,认定恶意透支型信用卡诈骗罪的争议焦点通常在于,行为人主观上是否具有非法占有的目的及是否具备恶意透支的主体资格,因此有必要对透支行为发生时的行为人目的及行为人是否具备"恶意透支的主体资格"进行讨论和界定,进而准确认定恶意透支型信用卡诈骗罪的共同犯罪。

Malicious overdraft is one of the four acts recognized as credit card fraud. Credit card fraud by intentional overdraft is defined as malicious overdraft credit card fraud. Accurate definition on malicious overdraft is the key in verdict of malicious overdraft credit card fraud. In legal practice, the disputing point in recognition of malicious overdraft credit card fraud is the intention of illegal possession and the qualification of the suspect of malicious overdraft. Thus this thesis discusses and analyzes the intention of overdraft and the definition and distinction on'qualification as malicious overdraft suspect',and further discusses the accurate recognition of joint offence of malicious overdraft credit card fraud.