论我国企业知识产权质押融资现状及标的扩张——以高新技术企业为视角

On the Status and Scale Expansion of Intellectual Property Rights Pledge Financing of Enterprises in Our Country——In perspective of high and new technology enterprise

高新技术企业发展的最大障碍是资金短缺,其最大优势在于拥有大量自主知识产权。如何将知识产权这种无形资产转化为流动资金,是企业发展必须考虑的问题。知识产权质押融资作为一种新型信贷模式,在美、日等发达国家正如火如荼地进行,在我国也是迅速成长,相关法律、政策正逐步完备。近年来,我国的知识产权质押融资成果丰硕,但立法和实践中可质押的知识产权种类较少,需要进一步扩大,以更好地满足企业融资需求。

The biggest obstacle to the development of high-tech enterprises is the shortage of funds,whose biggest advantage is having a large number of independent intellectual property rights. How to transform the intellectual property that intangible assets into cash flow,is the enterprise must consider in its development. As a new type of credit model,in developed countries,such as Japan,USA,intellectual property mortgage financing is in full swing,also is growing rapidly in our country,and the relevant regulation,policy is gradually perfect. In recent years,our country's intellectual property pledge financing fruitful,but the legislation and practice of the pledge of intellectual property less species,need to be further expanded,in order to better meet the financing needs of enterprises