回归后澳门金融发展的前景

The Prospects of Macao's Finance after Its Return

本文以“九九”回归为背景，分析了澳门金融业的现状，指出其存在的主要问题和缺陷，如金融市场不发达、金融结构单一、金融业对外依赖性强、信贷资产结构不合理存在金融泡沫及资金利用不充分等等，并影响到澳门金融业未能发挥其应有的作用。针对上述问题，对回归后澳门金融业如何进一步发展，逐步完善其结构，发挥现代经济的核心作用，作了对策性探讨。

The paper analyses the present situation and points out the main problems and defects about Macao's financial industry on the eve of her sovereignty's return in 1999.For example,her financial market is not flourishing,her financial structure is monotonous,her financial industry depends severely on outside world,the structure of her credit assets is not proper,the phenomenon of financial foam exists and the utility of capital is not enough,etc.All these harmful factors have impeded Macao to make her financial industry yield well.In this connection,the authors probe into the possibility of further improvement of Macao's financial industry and her financial structure after her sovereinty's handover and offer their advices in policymaking in the future.