河北省新型农村金融机构发展的现状与对策

Current Situation and Countermeasures of New Rural Financial Institutions in Hebei Province

在中国新型农村金融机构快速发展的背景下,河北省以村镇银行为主导的新型农村金融机构在一定程度上缓解了农村"贷款难"的矛盾,促进了县域经济的发展。但在发展过程中还存在着社会认知度低、机构规模小、资金不足、风险问题突出、监管难度大等诸多问题亟待解决。结合目前河北省新型农村金融机构的发展情况,对政府和机构提出了几点促进其发展的对策与建议。

Under the background of rapid development of the new types of rural financial institutions,the new types of rural financial institutions in Hebei province,with the rural banks as leading type,relieved the difficulty in loan and promoted the development of county economy.However,there were still some difficult problems to be solved,such as a low level of social awareness,small scale,capital insufficiency,high risk and difficult supervision.Several countermeasures and suggestions for government and institutions based on current development of the new types rural financial institutions in the province were put forward.