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众筹融资起源、发展与前瞻 被引量:29

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摘要 众筹融资作为继第三方支付、P2P网贷之后的又一互联网金融创新,对传统融资模式形成了深刻冲击。本文对众筹融资起源进行了追溯,并对众筹融资常见类型、众筹融资一般流程以及众筹融资特点展开深入剖析。在此基础上,本文以美国JOBS法案为代表的域外经验为借鉴,结合众筹融资国内外发展现状,指出国内应适时放开股权众筹,并对众筹融资进行必要的监管和规范。
作者 刘志坚 吴珂
出处 《海南金融》 2014年第6期77-81,共5页 Hainan Finance
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